Everything You Get
AI financial dashboard & real-time P&L
See exactly where your money is going the moment it moves. Income, expenses, and profit are categorized automatically and update live — no spreadsheets, no month-end scramble.
Unlimited AI receipt scanning & secure vault
Snap a photo and the receipt is read, categorized, and filed for you — no caps, no limits. Everything stays encrypted and searchable, so you're audit-ready without keeping a single paper slip.
Mileage tracker — 2026 IRS rate applied automatically
Every business mile is a deduction at the current 2026 IRS standard rate, applied for you automatically. Most operators leave thousands on the table by not tracking; Spark Lite puts that money back in your pocket at tax time.
Full tax engine + Schedule C export
A real-time estimate of what you owe, plus a Schedule C export you can hand straight to your preparer. The bookkeeping a service charges $200–$500 a month for, done automatically.
Invoice generator
Create and send clean, professional invoices in seconds — and the income flows straight into your dashboard and tax estimate when it's paid.
Personal vs. business auto-split
Mixed spending on one card? Transactions are sorted into personal and business automatically, so your deductions stay clean and your books accurate without manual sorting.
Import from QuickBooks, banks & spreadsheets
Bring your history with you. Import from QuickBooks, your bank, or a spreadsheet and Spark Lite organizes it for you — you're up and running in minutes, not weeks.
Fully self-onboarding — live in minutes
No setup call, no consultant, no waiting. Sign up and everything above is running the same day. That's why there's no setup fee.